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$300k $1.5M

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Interest rate Today's avg: 6.875%

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HOA — typical $300/mo

What's this?

HOA dues fund shared amenities and street upkeep in master-planned communities. Most newer Temecula neighborhoods charge $300/mo or so; older streets often charge nothing. Read full guide

Mello-Roos — typical 1.8% in newer communities

What's this?

Mello-Roos is a special tax that funds infrastructure (roads, schools, parks) in newer Temecula tracts. Flip this off for older neighborhoods like Murrieta old-town, leave it on for Wolf Creek, Redhawk, or Morgan Hill. Read full guide

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