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Tobie Love — CrossCountry Mortgage

Tobie Love

CrossCountry Mortgage

NMLS #459915

Tobie Love
Loan Officer, CrossCountry Mortgage
Serving Temecula, Murrieta, and the Inland Empire

Hi, I’m Tobie, and I’m dedicated to making your mortgage a win!

I love serving my Temecula, CA community as a loan officer, bringing homeownership dreams to life in the place I call home. From the beautiful Temecula Valley wine country to the growing neighborhoods in Murrieta and throughout the Inland Empire, I’m passionate about helping local families and professionals achieve their real estate goals.

Whether you’re buying your first home, moving up, or refinancing, the mortgage process can feel stressful. That’s not the case with CrossCountry Mortgage. My team and I have years of experience guiding clients through every step with clarity and confidence. I’ll explain everything in simple terms, answer your questions promptly, and do everything in my power to help you go from pre-approved to keys-in-hand — smoothly and on time.

With CCM, you get more than a smooth process — you get more mortgage options too. We offer client favorites like conventional, FHA, VA, and USDA loans, plus exclusive programs you won’t find anywhere else.

Why Work With Me in Temecula?

  • Local Market Expertise: In-depth knowledge of Temecula’s unique housing market, new construction communities, and the surrounding areas.
  • Wide Loan Options: Conventional, FHA, VA, USDA, jumbo, and specialized programs tailored to Temecula buyers.
  • Truly Client-Focused: Personalized service with fast responses and full transparency every step of the way.
  • Backed by a national lender: The strength and resources of CrossCountry Mortgage.

Let’s Make Your Mortgage a Win

Ready to take the next step toward your dream home in Temecula or the surrounding area?

Reach out today — I’ll be with you every step of the way!

Google Reviews

5.0 34 reviews on Google
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Ric Bolton
1 year ago

I can't express enough how amazing Toby and her team are—they are truly miracle workers! We faced a tight deadline, and they managed to get us closed on our new home in just 10 days, which is virtually unheard of. Their communication throughout the process was exceptional; they were thorough and consistently went above and beyond to ensure our needs were met. Our experience was nothing short of fantastic, and I wholeheartedly recommend Toby and her team to anyone looking to buy a home. Thank you, Toby, for making our dream a reality!

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Cale Thomas
1 year ago

I've been the owner of a real estate brokerage for several decades now and I can say that Tobie is one of the best lenders I've ever come across. She is knowledgeable, patient, and really cares for her clients. Tobie ACTUALLY loves doing mortgages for people and it shows. She has nurtured some of my clients from being nowhere near ready to buy a house, all the way through the journey of becoming homeowners. I highly recommend Tobie to anyone that is looking for a great mortgage lender who is patient and understands her guidelines very well. Highly, I mean highly recommended!!!

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MaryAnn Sharp
2 years ago

Tobie and her team are attentive, with attention to detail, throughout the entire transaction. They were all about our best interest from start to finish. We had a 20 day close with lots going on, including a holiday weekend, they came through like champions. We know we got the best service and VA rates for our home. We highly recommend The Tobie Love Team.

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Ashley Barnes
3 years ago

Friendly, warm, professional, deeply knowledgeable, intuitive, insightful, and caring are only a few of the words that come to mind when I think of Tobie Love. My family and I are so grateful for her unceasing dedication in all she did to help us with our VA loan. We are hundreds of miles apart, yet we feel like Tobie is a special part of our family. Our three-year-old picks up random objects, holds them to her ear, and excitedly says, "I'm calling Tobie!" If you are looking for a lender, I would highly recommend Tobie Love and her team. Stop your searching, pick up your phone, and say with my three-year-old, "I'm calling Tobie!"

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Shabrika King
3 years ago

We worked with Tobie and her team to purchase our home, and we could not be more pleased with their services. They were so diligent in getting our loan closed quickly and accurately. Tobie is extremely knowledgeable and dedicated, and she takes time to explain everything thoroughly. Anytime we had a question, we received a quick response. Tobie never made us feel as if we were annoying or bothering her, although we had many questions and concerns. If you are looking for a mortgage lender who will be fair, honest, and hard-working, look no further. You will not regret using the Tobie Love team. Shoutout to Kaitlin for all of your hard work and help as well. Should the need arise, we will absolutely work with this team again in the future.

See all reviews on Google

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